1. Acceptance of Terms

By accessing and using MarketNow, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

MarketNow provides financial market data, analysis, and related services. Our platform offers real-time and historical market information for educational and informational purposes.

3. User Accounts

To access certain features of our service, you may be required to create an account. You are responsible for:

Maintaining the confidentiality of your account credentials

All activities that occur under your account

Notifying us immediately of any unauthorized use

4. Acceptable Use

You agree not to use the service to:

Violate any applicable laws or regulations

Transmit any harmful or malicious code

Attempt to gain unauthorized access to our systems

Use automated systems to scrape or download content

Interfere with or disrupt the service

5. Financial Disclaimer

Important: The information provided on MarketNow is for informational purposes only and should not be considered as financial advice. Past performance does not guarantee future results. You should consult with a qualified financial advisor before making any investment decisions.

6. Data Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of the data. Market data may be delayed, and you should verify information through other sources before making financial decisions.

7. Subscription and Payments

Paddle as Merchant of Record: All subscription payments and billing are handled by Paddle.com Markets Ltd (Paddle), our merchant of record. By subscribing, you agree to:

Pay all applicable fees through Paddle's secure payment system

Automatic renewal unless cancelled through Paddle or your account settings

Paddle's Terms of Service available at paddle.com/legal/terms

Paddle handling all billing inquiries, invoicing, and payment processing

Applicable taxes being calculated, collected, and remitted by Paddle where required

8. Refunds and Cancellations

Refund requests and subscription cancellations are processed by Paddle according to their policies:

Refund eligibility and processing are handled exclusively by Paddle

You may cancel your subscription at any time through your account or by contacting Paddle

Cancelled subscriptions remain active until the end of the current billing period

For refund requests, contact Paddle customer support directly

Chargeback disputes are handled by Paddle as the merchant of record

9. Taxes and Compliance

Paddle is responsible for tax compliance and collection:

Paddle calculates and collects applicable taxes (VAT, sales tax, etc.) based on your location

Tax rates and amounts are determined by Paddle according to local regulations

Paddle provides all tax invoices and documentation as required

Tax-related inquiries should be directed to Paddle customer support

10. Intellectual Property

All content, features, and functionality of MarketNow are owned by us and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

11. Limitation of Liability

To the maximum extent permitted by law, MarketNow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use. This limitation applies to damages arising from payment processing, billing issues, or any matters related to Paddle's services as our merchant of record.

12. Customer Support

For different types of inquiries, please contact the appropriate support team:

Technical support and product questions: Contact us through our website

Billing, payments, refunds, and tax inquiries: Contact Paddle customer support directly

Account cancellations: Can be processed through your account or via Paddle

13. Termination

We reserve the right to terminate or suspend your account and access to the service at our sole discretion, without notice, for conduct that violates these Terms of Service. Upon termination:

Your access to the service will be immediately suspended

Billing-related matters will continue to be handled by Paddle

Refund eligibility, if any, will be determined according to Paddle's policies

14. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service constitutes acceptance of the modified terms.

15. Contact Information

For questions about these Terms of Service:

General terms and service questions: Contact us through our website

Billing, subscription, and payment issues: Contact Paddle customer support at paddle.com/support

Refund requests: Must be processed through Paddle